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SolutionHub
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SolutionHub provides bookkeeping, tax and business formation services for small businesses, individuals and foreign-owned companies.

Office

114 Essex St, Rochelle Park, NJ 07662
Contact InfoMonday – Friday
Individual Tax Preparation

We prepare the personal returns that free software tends to get wrong: self-employment income, K-1s, two states and income from abroad, with your federal and New Jersey returns done together.

Camera and lens beside an amber envelope of receipts on a photographer's worktable

Your federal Form 1040 and New Jersey NJ-1040 are prepared side by side, plus other state returns when you earn income elsewhere, then e-filed with the authorization signed electronically.

Apr 15

Federal and NJ-1040 due date for most people

Oct 15

Filing deadline with a Form 4868 extension

Individual tax preparation for returns that are not simple

Most people can file a W-2-only return with free software. The returns we prepare are different: income from your own business, a K-1 from your LLC, wages from New York while you live in New Jersey, or a bank account and income outside the U.S. These are the returns where a missed schedule or a wrong state allocation costs real money.

Our individual tax preparation service covers your federal Form 1040 and your New Jersey NJ-1040, plus other state returns when you earn income elsewhere. A dedicated specialist prepares the return using professional tax software, reviews it with you and e-files it. We work with clients in Rochelle Park and across Bergen, Passaic, Essex, Hudson and Morris counties, and online with clients across the U.S. and in Turkey.

What our personal tax preparation includes

Self-employed people and business owners

If you freelance, drive, consult or run a single-member LLC, your business income goes on Schedule C of your personal return. Once your net earnings from self-employment reach $400, you generally also file Schedule SE and pay self-employment tax (15.3% for Social Security and Medicare). We report income and expenses from your records, apply the deductions you can document and calculate estimated payments for the next year.

If you own part of a partnership or an S corporation, its profit reaches you on a Schedule K-1. We can prepare the business tax return and your personal return together, so the numbers match.

Multi-state returns

Many of our New Jersey clients work in New York. In that case you usually file a nonresident return in New York for the income earned there and a resident NJ-1040 that reports all your income. New Jersey then allows a credit on Schedule NJ-COJ for income tax paid to the other state. We prepare both sides so the credit is calculated correctly. The same applies if you moved during the year or have rental or business income in another state.

Foreign income and ITIN filers

U.S. residents are taxed on income from anywhere in the world. If you have a salary, rent or interest from abroad, we report it on your return and apply foreign tax credits where they fit. If you or your spouse do not qualify for a Social Security number, we can help with your ITIN application as an IRS-authorized Certifying Acceptance Agent (CAA) and file the return with it. If you are not a U.S. resident for tax purposes, you need a nonresident tax return (Form 1040-NR) instead, and U.S. citizens living abroad have their own expat tax return rules.

Rental property, investments and life changes

Rental income and expenses, stock sales, a home sale, a new marriage or a new child all change your return. We ask about these up front so nothing is left out.

Key dates and rules

  • April 15: federal Form 1040 and NJ-1040 are due for most people. If the date falls on a weekend or holiday, it moves to the next business day.
  • Extensions: Form 4868 gives an automatic six-month federal extension to file, to October 15. New Jersey also grants six months, but only if at least 80% of your New Jersey tax is paid by the original due date.
  • Paying is not extended: an extension gives you more time to file, not to pay. Tax owed is due in April, and interest and penalties run on unpaid amounts.
  • Estimated taxes: if you expect to owe $1,000 or more in federal tax, you generally pay four quarterly estimated tax installments. New Jersey requires estimated payments when you expect to owe more than $400 (NJ-1040-ES instructions).

What we need from you

Last year’s federal and state returns, your W-2s and 1099s, K-1s from any business you own, records of business income and expenses, and documents for any property, investments or foreign income. If your business books are not in order, our bookkeeping services can bring them up to date first.

Individual taxes as part of the bigger picture

A return tells you what happened last year. The real savings usually come from deciding things before the year ends, which is why most of our self-employed clients also use our tax planning service. If you are a freelancer or independent contractor, see how we work with individuals and freelancers. For more on what we cover, start with our tax services overview.

Pricing is fixed and based on the forms your situation needs. Book a free call to get a quote for your return.

Contact info

Get free consultation
Key facts

Numbers that shape a self-employed return

$400

Net self-employment earnings that trigger Schedule SE

Once net earnings from self-employment reach $400, you generally file Schedule SE and pay self-employment tax.

15.3%

Self-employment tax for Social Security and Medicare

It comes on top of income tax, which is why estimated payments matter for freelancers and LLC owners.

80%

Share of NJ tax to pay by April for the NJ extension

New Jersey grants six more months to file only if at least 80% of your New Jersey tax is paid by the original due date.

  • Schedule C and SE
  • K-1 income
  • Schedule NJ-COJ credit
  • Foreign tax credits

Before you book

Short answers to what people ask before their first return with us.

Last year's federal and state returns, your W-2s and 1099s, and K-1s from any business you own. Records of business income and expenses can follow once we know which schedules your return needs.

Usually not. Most people whose only income is wages can file with free software. We focus on returns with self-employment income, K-1s, more than one state or income from abroad, where a missed schedule costs real money.

Often, if you are self-employed. Federal estimates generally apply when you expect to owe $1,000 or more, and New Jersey estimates when you expect to owe more than $400. We set the amounts when we file your return.

One dedicated specialist, who prepares it each year and answers your questions in English or Turkish. We reply to new requests on the same business day, including during tax season.
How it works

From documents to filed return in four steps

Step01

Free call and checklist

We talk through your income and send a list of the documents your return needs.

Step02

Fixed-price quote

After a look at last year's return, you get one price before any work starts.

Step03

Prepared and reviewed

Your specialist prepares the federal and state returns and walks you through them.

Step04

E-filed, next year planned

Both returns are e-filed and your estimated payments for the next year are set.

Related services

Frequently asked questions

It includes reviewing your income documents, preparing your federal Form 1040 with every schedule your situation needs, preparing your state return such as the NJ-1040, and e-filing both. For self-employed clients it also covers Schedule C, self-employment tax and estimated payments for the next year.

The price depends on which forms and schedules your return needs, for example business income, rental property, K-1s, more than one state or foreign income. After a short call and a look at last year's return, we give you a fixed price, so you know the full cost before we start.

You are not required to use one, but self-employed returns have more room for mistakes. You usually owe self-employment tax once net earnings reach $400, you may need quarterly estimated payments, and deductions need records behind them. A preparer helps you report correctly and plan payments for the next year.

For most people the federal return and the New Jersey NJ-1040 are due April 15. If the date falls on a weekend or holiday, it moves to the next business day. An extension gives you until October 15 to file, but any tax you owe is still due in April.

Yes. Form 4868 gives an automatic six-month extension to file your federal return. New Jersey also grants six months, but you must have paid at least 80% of your New Jersey tax by the original due date. An extension never extends the time to pay.

In most cases, yes. You file a nonresident return in New York for the income earned there and a resident NJ-1040 for all your income. New Jersey then gives a credit for tax paid to New York on Schedule NJ-COJ, so the same income is usually not taxed twice in full.

Yes. You upload your documents securely, we meet by video call when needed, and you sign the e-file authorization electronically. Clients outside New Jersey and in Turkey work with us this way.